Banks vs. credit unions: How to decide which one is right for you

December 17, 2020 0 Comments

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Choosing a financial institution — whether a bank or credit union — isn’t just about finding a place to keep your money. It’s about an ongoing relationship.Since how your wealth grows depends on where you invest it, it’s important to carefully consider your priorities and goals in the process.For example, do you value convenience and access above all else, or would you gladly sacrifice those things for better interest rates? Is mobile banking a top priority, or would you rather have personal customer service? All of these questions — and more — will guide your decision.If you’re thinking about making the switch from a bank to a credit union or vice versa, here are some of the main pros and cons to help you determine the best route for your personal financial goals.last_img read more

Disgrace to the legal profession

January 17, 2020 0 Comments

first_imgDear Editor,The despicable behaviour of the attorney-at-law who described himself to the Traffic Police as “Ryan f#@king Crawford” is a great disgrace to the legal profession. He used his power to abuse this Police officer, who was just doing his duty.When I looked at the video, I was moved by this attorney’s behaviour, because this man represents law and order and he refused to submit himself to a Police officer who represents the traffic laws. This lawyer refused to surrender his driver’s licence, and used a ton of expletives (cuss words) on the Police officer before driving away. A learned lawyer of his esteem should have conducted himself better, but he used his office to abuse his power by cussing out and insulting this Police officer. We have a law here about tinted windscreens; also, in my opinion, it’s a traffic officer’s duty to stop any suspected vehicle and ask for documents.In my opinion, that lawyer had no legal right to cuss the Police officer, even if the officer failed to answer his questions properly. The lawyer should have produced his documents and speak in a more professional manner. It tells me clearly that this man, who represents law and order, violated the laws of the land, and he should be disciplined for his actions.He owes this Police officer an apology. The new Police Commissioner ought to do something about this; also the Ombudsman and Minister of Public Security.Our society has fallen morally, spiritually and academically, and we lack love and respect for each other. We must conduct ourselves with discipline, dignity and morality, which are key to our success.I conclude this missive with quotations from John Maxwell and Gandhi:”It’s true that charisma can make a person stand out for a moment, but character sets a person apart for a lifetime” – John C. Maxwell.”Keep your thoughts positive, because your thoughts become your words. Keep your words positive, because your words become your behaviour. Keep your behaviour positive, because your behaviour becomes your habit. Keep your habits positive, because your habits become your values. Keep your values positive, because your values become your destiny” – Mahatma GandhiIt is my sincere hope that this letter would inspire the Police officer and the lawyer to conduct themselves better, in excellence of character in our society. May God help us all.Regards,Rev Gideon Cecillast_img read more