How Opportunities Credit Union throws a lifeline to underwater borrowers

December 17, 2020 0 Comments

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Is America’s auto loan debt getting out of hand? The $73,200 base price of the 2019 Lincoln Navigator kind of says it all.With prices at the dealership on the rise, America’s outstanding auto loan debt reached $1.14 trillion in Q3 2018, up 63% from 2010, with the average monthly payment for new cars hitting $531.These pricing pressures are fueling longer loan terms (68.8 months on average for new cars), and a growing number of borrowers are going underwater on their loans or moving to leasing contracts they can ill afford. To provide relief from crushing debt, Opportunities Credit Union ($40.3M, Winooski, VT) began offering its WOW Auto Loan in mid-2017.Under the program, Opportunities members can borrow up to $30,000 for a 2010 or newer vehicle, with only 70% of the loan secured by the value of the vehicle. Opportunities will pay off the member’s old loan or lease residual, settle collections or other high-cost debt, including credit cards, and place up to $1,000 in a reserve account for unexpected repairs.last_img read more

Arsenal target Matthijs de Ligt orders Mino Raiola to seal Barcelona transfer

October 18, 2020 0 Comments

first_imgRaiola represents De Ligt (Picture: Getty)But in talks with his agent, Raiola, De Ligt has made it clear he only wants to join Barcelona, according to Mundo Deportivo.AdvertisementAdvertisementADVERTISEMENTRaiola, whose impressive client list includes Zlatan Ibrahimovic and Paul Pogba, is renowned across the footballing world as one the most expensive agents to deal with.But De Ligt, 19, has told his agent he has no interest in a big-money move and is not motivated by financial gain. Arsenal target Matthijs de Ligt orders Mino Raiola to seal Barcelona transfer Comment (Picture: Getty)The news will come as a blow to De Ligt’s other suitors, with Unai Emery reportedly a massive fan of the centre-back.Emery will not have a massive transfer kitty to play with in the summer, but thought De Ligt could be the answer to his side’s defensive woes, despite Ajax setting a £70million asking price.Arsenal will have up to £100m to spend on signings if Emery delivers Champions League football and raises some funds through player outgoings.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City Metro Sport ReporterThursday 21 Mar 2019 4:08 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link695Shares De Ligt wants to join De Jong at Barcelona (Picture: Getty)The chances of De Ligt making the switch to Arsenal took a hit last week after Marc Overmars snubbed interest from the Gunners to sign a new deal with Ajax.Arsenal had hoped Overmars would accept the position of technical director at the club, but the Gunners were knocked back.Overmars has worked with De Ligt at Ajax as club director and would have been in a unique position to negotiate with his former side had he joined Arsenal.It seems though De Ligt is determined to follow current Ajax team-mate Frenkie De Jong to Barcelona after the Spanish giants confirmed the midfielder would join them at the end of the season.More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves Arsenal are tracking De Ligt (Picture: Getty)Matthijs de Ligt only wants to move to Barcelona and has reportedly told his agent Mino Raiola to forget about any other possible destinations.Several of Europe’s top clubs are chasing the Ajax star, with Arsenal and Manchester City tipped to make a move for De Ligt.Liverpool and Paris Saint-Germain have also been credited with a transfer interest, as De Ligt has established himself as one of the world’s brightest talents in the last 12 months. Advertisement Advertisementlast_img read more

Sovcomflot Orders LNG-Fueled Tanker Trio from Zvezda

September 28, 2020 0 Comments

first_imgRussian shipping major Sovcomflot placed an order for three product carriers that use LNG fuel as their primary fuel in late December.The company said that it ordered the MR vessels from compatriot Zvezda Shipbuilding Complex on December 28, 2018.To feature a deadweight of 51,000 tonnes each, the units would transport petroleum products and gas condensate under long-term time charter agreements with Novatek, one of the largest independent natural gas producers in Russia.SCF said that each tanker would have an ice class of 1B, enabling safe operations in areas with challenging ice conditions, including the Baltic.“The technical specification of the tankers reflects the international regulatory limits on sulphur, nitrogen and greenhouse gas emissions, which will come into effect in 2020,” SCF added.The deal comes on the back of an order for two 114,000 dwt LNG-fueled Aframax crude oil tankers, which Sovcomflot placed with Zvezda in September 2018.last_img read more

Virat Kohli Recalls Game When Dhoni made Him Run Like a Fitness Test

September 20, 2020 0 Comments

first_imgNew Delhi: India skipper Virat Kohli on Thursday recalled the 2016 World T20 clash against Australia when M.S. Dhoni made him “run like in a fitness test”.“A game I can never forget. Special night. This man, made me run like in a fitness test,” Kohli tweeted the image of the epic game played at the PCA Stadium in Mohali where he can be seen celebrating the victory while being on his knees while Dhoni is walking towards him.The match Kohli is referring to was a virtual quarter-final match between India and Australia in World T20 played on March 27, 2016 which the Men in Blue won by six wickets and proceeded to the semi-finals.Kohli was the star of the match, as he stuck at one end and scored an unbeaten 82 off just 51 deliveries to help India register a famous win.In their run chase of 161, India was struggling to keep up with the required run rate and had lost three wickets for 49 runs in 7.4 overs. Yuvraj Singh was struggling to run between the wickets. However, Virat Kohli built his innings running quick singles and doubles and Yuvraj was almost hobbling between the wickets.Yuvraj got out in the 14th over with India at 94 in 14 overs and then Dhoni, who is counted among one of the best runners between the wickets in world cricket, came to the crease.The duo shared an unbeaten 67-run stand for the fifth wicket and took India across the line.India, however, failed to lift the T20 World Cup trophy as they were defeated by the eventual champions, West Indies in the semi-final. IANSAlso Read: Hiring Indian Players to Tackle, Kohli and Boys Becoming a TrendAlso Watch:APCC to provide all legal support to genuine citizens excluded from final NRC listlast_img read more

Man on life support after fire destroys home

January 12, 2020 0 Comments

first_imgA 57-year-old businessman is now battling for his life at the Georgetown Public Hospital (GPHC) after suffering a stroke following a fire that completely gutted his Lot 360 Block 12, Non Pareil East Coast Demerara home.The fire started at about 20:30h on Friday, leaving Hanuman “Latch” Singh, his wife Leila, two daughters and a grandchild homeless and with millions of dollars in losses.Businessman, Hanuman SinghAccording to information received, neighbours reported seeing smoke emanating from the ceiling of the two-storey building, and quickly raised an alarm. The Guyana Fire Service was summoned immediately, but arrived some 45 minutes later, and took an additional 20 minutes to source water. Nevertheless, the GFS was able to contain the blaze to one building after the Singh’s home had been completely gutted.Neighbours told Guyana Times there had twice been blackout in the village before the fire, and when power was restored, a spark was seen in the front of the building, after which they began seeing flames which quickly engulfed the Polyvinyl chloride (PVC) ceiling.Residents in the area also bashed the Fire Service for its poor response time, with one woman lamenting, “Why them come fight fire without water? Them think is play, nah?”Singh’s daughter, Reshma Singh, told this publication that the family was at their business place in the nearby village of Enterprise, ECD when they received the call just before 21:00h, informing them of the fire.She said her father took a bicycle and rushed to the scene while she and her mother closed up shop.Inside the house“So when them call we and tell we we house on fire, me father rush out. He take a bicycle and rush out and go, and when we left, the whole shop was actually full with people, so we had to send them out and we take a little time. When we come, the whole house inside was already in flames right through, and then the fire reel take a little time to come, and them nah come with water. And by the time they get water, the whole house been already damage. Them couldn’t really save anything,” the visibly distraught woman explained.She noted that with the exception of a minibus, they were unable to save anything.She related that when they arrived on the scene her father was nowhere to be seen, and after the fire had been put out, they formed a search party and mounted a search for him, but did not find him.She said they later received a call that he was found unconscious at the Vlissengen Road entrance to the Botanical Gardens in Georgetown, and that he had been rushed to the GPHC, where he was still unconscious.“(At) about 10:00hrs, me father brother received a call that he at the (Botanical) Gardens, and the person (was) saying that he is panting for breath. We rushed down and we took like half-hour to reach there; and when we reach, the security guard tell we that they already called an ambulance and rushed him (to the GPHC), and when we come here, this is what we reached. He is not responding to no medication and thing…,” the younger Singh said.“The doctor said it is a shock and it’s a stroke. He is breathing very shallow, and we had to pay for a CT scan for him. And they couldn’t (do it) because his condition worsened and them rush he back and put he on life support…,” she added.Doctors related that the man suffered a stroke coupled with low blood pressure, and is currently rejecting all forms of mediation. His breathing is also very shallow, hence the reason for hooking him up to a life support machine.Singh was placed on a life support machine, and doctors are monitoring him.The family recently renovated their home and was supposed to move their business from Enterprise to the current location. Also, the family believes that the elder Singh may have walked from Non Pareil to Georgetown while in a daze.last_img read more

Suspect faces handful of charges after arrest in Dawson Creek

January 11, 2020 0 Comments

first_imgSergeant Lindsey Houghton of the Combined Forces Special Enforcement Unit says the suspect has ties to the United Nations gang, and goes on to say he also has ties to a group of alleged drug dealers from Alberta, which subsequently led to the arrest.Robert Cletus Traverse is charged with possession of a substance for trafficking, possession of property obtained by crime and possession of a restricted firearm among other things.Traverse is in custody and is scheduled to appear in Dawson Creek Provincial Court on September 16th 2014.- Advertisement -With files from the Canadian Presslast_img read more